Now that winter’s harsh weather is finally beginning to wane, it’s time to assess your skin’s moisturizing needs. The harsh and arid climates produced by indoor heating and outdoor wind may have diminished somewhat, but their effects on your skin likely have not. Flaky legs, hands that resemble tiny road maps, and cracked lips serve as reminders of the past dry months. Just as you may change your wardrobe to accommodate the warmer weather, it’s time to “dress up” your skin for spring!Human skin is an incredible feat of nature. Not only does it protect our organs from the elements and help to regulate body temperature, but it’s our first barrier from infection, as well. Actually, the skin is considered an organ in itself — the body’s largest, in fact. And, since moisturizers and creams account for nearly 23 percent of the cosmetics market, it’s apparent that we care a good deal how our largest organ looks to others. But, before you slather on that oil-laden cream or lotion, it’s important to understand how the skin functions and to dispel a few myths about moisturizing products to boot.What is Natural Skin Care?Just place, ‘natural skin care’ is helpful for your skin in a natural and chemical-free manner. ‘Natural skin care’ supports to facilitate the skin to take care of itself. A lot of natural skin cares procedures are essentially the similar as those for body care in general.
Eight Leading Ways For Natural Skin Care* The first and the most important natural skin care action are – ‘Drink a lot of water’. Almost 8 glasses of water is an essential each day. It helps in redden out the pollutants from the body, in a natural way. It helps in the general maintenance of the body and endorses good health for all organs (not just skin).* Overall cleanliness is also a valuable way of natural skin care. Everyday shower, wearing clean clothes and sleeping on a clean mattress/pillow are all concerned with overall cleanliness. After all, clean skin is the most essential thing to keep the skin disorders ward off.* Habitual exercise is the next thing for natural skin care. Exercise improves the flow of blood that helps in getting liberate of body pollutants and keeping you hale and hearty. Exercise also facilitates in thrashing stress, which is the most terrible foe of good health.* Vigorous food and eating routines are also suggested for natural skin care. Some sort of food (e.g. oily food) is known to basis acne and should be stayed away as much as possible. Your food intake should be a healthy combination of a range of nutrient-providing foods. Crude fruits and vegetables are known to give bloom to your body and help out in getting free of body pollutants* A fine sleep is also helpful in sustaining good health and in defeating tension. As a natural skin care actions, a good sleep delays drooping of skin.* Defeating strain is one more natural skin care treatment. Stress affects overall destruction to body and health. Drinking a lot of water, getting a sound sleep and exercise has previously been declared as strain busters. Pampering in a temperate bubble bath, snooping to music and playing your desired sport are also good ways of thrashing stress.* Keep away from unnecessary contact to sun (by wearing long sleeved clothes, hat and umbrella etc), is another natural skin care way. Sunscreen lotions are also suggested as essential* A lot of customary and homemade natural care products/ procedures are also renowned to be very successful. Such actions are not only natural and easy-to-follow, but also comparatively cheap. In addition that, a lot of natural skin cares products are accessible in the commercial market. These contain things like lavender oil, aloe Vera etc., which don’t have any side effectsPersonal Skin Care’ Is A RoutineWe all comprehend the significance of ‘personal skin care’. Though, personal skin care is not that difficult and neither is it that costly (in view of how useful it is). Personal skin care is subsequent a routine or a process for attendance to the needs of your skin. Even before you start with a routine, you have to clarify your skin-type (oily, dry, sensitive, normal etc) and choose the personal skin care products appropriate for it. Here is a routine that should work for most people with normal skin.The primary thing on personal skin care routine is ‘Cleansing’. The three main features of a cleanser are oil, water and surfactants. The second thing on the personal care routine is exfoliation. Skin pursues a natural preservation process in which it eliminates the dead cells and substitutes them with new skin cells. Exfoliation is just a way to smooth the progress of the skin in this process.After that, the thing on personal skin care routine is moisturizer. This is one of the most significant things in personal care. Even people with oily skin require moisturizers. Moisturizers not only stop the moisture in your skin cells, but also magnetize moisture (from air) when required.The very last thing on personal care routine is sunscreen. A proportion of moisturizers come with UV defense – so you can acquire twice over benefits from them. Such moisturizers are suggested for all days (irrespective of whether it is sunny or cloudy).Yet again, testing with a variety of personal skin care products and also with the amount you need to apply, what give you most excellent results are the best personal skin care guidelines for you.Vigorous skin is actually one of the most significant ingredients for beauty-enhancement.

US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent

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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.

Source: Comex

Nasdaq Top Gainers and Losers

Source: Nasdaq

Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined.

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.